A free, fast, and compliant way to move crypto at scale
A Cheq account is just like a PayPal account, but running on USDC. Companies use our API to link together multiple Cheq accounts and build powerful payment networks.
ORDER + GAS PRICE
email@example.com just paid you $14 in USDC
April 12, 2021 3:46PM
2 Gail Lane, Georgetown, 40324 United States
Where would you like to cashout to?
The Cheq account
Where users manage their money
Users don't need to have any crypto experience to start receiving and sending crypto payments. If you can use PayPal, you can use Cheq.
Cheq accounts are non-custodial. Users can never lose access to their funds. They can always access what belongs to them.
Cheq balances are held in USDC stablecoin. Its value is tied to the US dollar and does not fluctuate. One dollar will always be worth one dollar.
Users can liquidate their balance to over 250 crypto exchanges, including Coinbase and Binance, or bank accounts in 90 countries.
The Cheq API
How companies move money
Build powerful payment platforms by using our API to transfer funds to, from, and between Cheq accounts.
Built on proven infrastructure
Cheq might be a crypto company, but our tech is tried and tested web2. We only make use of the most rigorously used blockchain features, and don't utilise any proprietary built smart contracts.
Off-ramp to 250+ exchanges,
and bank accounts in 90
countries with one integration
Integrate once with Cheq and empower users to move funds everywhere.
What’s important to you?
Sending funds to Cheq accounts, withdrawing funds to exchanges, and sending funds from one Cheq account to another carries a 0% transaction fee (free!). We charge a 2% fee for withdrawals direct to a bank account.
Cheq has a simple API that allows partners to build powerful payment platforms. Additionally, for customers most interested in accepting crypto, we have a Zapier integration so you can track payments in over 4000+ applications including Google Sheets.
Under the hood, your payments are made just like a standard crypto transfer, with all the speed and security you are already used to.
Cheq adds and easy-to-use user interface to make transfers easy and accessible to everyone, as well as adding useful tools like integrations and notifications.
Cheq's API is one of the most straightforward in the payments industry. With just a few endpoints, developers can accept payments, issue payouts, and initiate transfers between accounts.
Cheq accounts require no crypto knowledge to use. Anyone who has used PayPal will find Cheq instantly familiar.
Non-developers can build sophisticated workflows around collecting payments by connecting Cheq to 4000+ other applications using our Zapier integration.
Cheq has dedicated human support for every user available through live chat or email.
Developers can book calls with technical members of the Cheq team to get hands on help with their integration in one click from inside the 'Developers' section of the app.
Cheq's default currency is USDC on the Polygon network. Cheq supports accepting payments in USDC, DAI, BUSD, USDT on the Ethereum, BNB Chain and Polygon chains when an external wallet is connected.
In October 2022, Cheq will be launching cash payouts in USD, GBP, EUR, CAD and JPY.
Cheq cannot touch your funds at rest or in transit. Funds flow directly from the customer to the merchant, through the same mechanism all crypto transfers go through.
By not interfering with the usual tansfer mechanism, you can be sure that your funds are going to arrive safely like the millions of other transfers that are sent every day.
KYC is not enforced by default unless you want to connect a Cheq account to a partner that requires KYC.
If you are asked to perform KYC, it is a straightforward process where you provide a scan of your government issued ID and a facial scan. Results are usually returned within an hour.
Crypto transactions are usually anonymous, making fraud a commonplace issue.
Cheq conducts wallet address screening with Chainalysis on all wallets that interact with the platform, and asks for KYC from active merchants to minimise the likelihood of fraudulent behaviour on the platform.
Cheq is a powerful platform that can be used for a variety of use-cases.
Our crypto-acceptance features are used by NFT marketplaces, SaaS businesses, startups raising funding, and events companies selling conference tickets.
Our crypto-payouts features have won the backing of the leading global payroll companies.
If you like Stripe, you'll love Cheq.
Our API is built with the same principles in mind, making moving money easy.
Because crypto is inherently programmable, the integration is much easier than you think. Plus, you can book time with our tech team to get free hands on help with your integration.
Payment flows have to be robust and always available.
Cheq has a best in class 99.99% uptime record. Because the blockchain provides the core of our infrastructure, we are runnning on the world's most battle tested payment rails.