Fees & Pricing

Pay.so Send and Pay.so Core operate a flat 1% fee on all crypto-to-fiat payments. Pay.so Checkout is free.

Pricing by product

WITH PAY.SO

Fee for receiver

Fee for sender

Pay.so Send

Free

1%
(a $10,000 transfer costs 10,100 USDC to complete)

Pay.so Core

Free

1%
(a $10,000 transfer costs 10,100 USDC to complete)

Pay.so Checkout

Free

Free

Without PAY.SO

Traditional cross-currency bank payment

Free

~3.5% FX Fee
(a $10,000 transfer costs $10,350 to complete)

receiver
sender

WITH Cheq

Stablecoin to bank transfer (e.g. USDC, USDT)

Free

Non-stablecoin to bank transfer (e.g. ETH, BTC)

Free

Crypto to crypto transferusing Cheq

Free

Without Cheq

Traditional cross-currency bank payment

Free

WITH Cheq

Stablecoin to bank transfer (e.g. USDC, USDT)

0.4% + $15

Non-stablecoin to bank transfer (e.g. ETH, BTC)

0.95% + $15

Crypto to crypto transferusing Cheq

Free

Without Cheq

Traditional cross-currency bank payment

~3.5% FX Fee + $25

Payout currencies we support

US Dollar

Euro

Mexican Peso

Australian Dollar

Chinese Yuan

See full list

Frequently asked questions

Is it possible for the receiver to pay fees instead?
Are any FX charges incurred if I get paid to an account currency that is not natively supported (e.g. GBP)?
Are there any additional monthly fees or subscription payments required?
Are there any payout minimums?

Accept crypto without touching crypto

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© 2023 Cheq Payments Inc.

Pay.so Send and Pay.so Checkout is operated by Cheq Payments Inc, headquartered in the USA with offices in London, UK. It does not take custody of any crypto-asset or exchange crypto-assets for any other currency. Pay.so Core is operated independently by Cheq Payments UAB in Lithuania.