Fees & Pricing
Pay.so does not charge you to receive payments, you receive every dollar you are owed. Because crypto does not incur FX charges, it can be even cheaper for the sender as well.
All fees are paid by the sender
WITH PAY.SO
Fee for receiver
Fee for sender
Stablecoin to bank transfer (e.g. USDC, USDT)
Free
0.4%
(a $10,000 transfer costs $10,040 to complete)
Non-stablecoin to bank transfer (e.g. ETH, BTC)
Free
0.95%
(a $10,000 transfer costs $10,095 to complete)
Crypto to crypto transfer using Cheq
Free
Free
Without PAY.SO
Traditional cross-currency bank payment
Free
~3.5% FX Fee
(a $10,000 transfer costs $10,350 to complete)
WITH Cheq
Stablecoin to bank transfer (e.g. USDC, USDT)
Free
Non-stablecoin to bank transfer (e.g. ETH, BTC)
Free
Crypto to crypto transferusing Cheq
Free
Without Cheq
Traditional cross-currency bank payment
Free
WITH Cheq
Stablecoin to bank transfer (e.g. USDC, USDT)
0.4% + $15
Non-stablecoin to bank transfer (e.g. ETH, BTC)
0.95% + $15
Crypto to crypto transferusing Cheq
Free
Without Cheq
Traditional cross-currency bank payment
~3.5% FX Fee + $25
Payout currencies we support
US Dollar
Euro
Brazilian Real
Mexican Peso
Australian Dollar
Chinese Yuan
Frequently asked questions
Accept crypto without touching crypto
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