They send crypto.
You receive USD.

Payments arrive straight to your bank account, no crypto wallet required.

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Client logo of Frontier Talent
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Why Pay.so?

Be a preferred vendor to web3 companies and DAOs

Access the $20bn raised by web3 organisations in crypto, while you just receive bank transfers as usual. No fees to receive.

ORDER + GAS PRICE

$65.98

FEE

$0

TOTAL

$65.98

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Global Payroll
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aygideon14@gmail.com just paid you $14 in USDC

April 12, 2021 3:46PM

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Freelancer Platforms

CUSTOMER
(cj@unplug.wtf)

2 Gail Lane, Georgetown, 40324  United States

Arrown Down
Web3 gaming

SUBTOTAL

$2500

TAX (20%)

$500

TOTAL

$3000

Where would you like to cashout to?

Bank Account

e.g Chase, HSBC

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Centralized exchange

e.g Binance, Coinbase

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Marketplaces

For your business

Accept crypto without touching crypto

Never touch crypto

Your customers send cypto, but you will just receive a bank transfer.

No fee

All transfers through Pay.so are fee-free to receive. Check our full pricing.

No accounting headache

Your finance team will love Pay.so. They never have to see a crypto symbol whatsoever.

Super easy

You don't have to have any crypto knowledge to use Pay.so. Just set it up and forget about it.

A screenshot of the Cheq application asking the user what bank account they would like to receive their funds into.

For your customers

Let your customers use their crypto treasury

Safe checkout experience

It shouldn't be scary to pay you. Pay.so provides a crypto-payment experience to your customers that feels as clean as a best-in-class fiat checkout and minimises mistakes.

Puts crypto to work

Your customers have raised large sums of crypto, waiting to be used.

No FX costs

International web3 companies appreciate not having to pay FX fees to an old-school banking system.

Win web3 business

Crypto companies want to work with businesses that get what they do. Get noticed by bigger players in the space by accepting the tech they are building on.

Security

Built on proven infrastructure

Pay.so might be a crypto company, but our tech is tried and tested web2. We only make use of the most rigorously used blockchain features, and don't utilise any proprietary built smart contracts.

Graphic of a safe securing your crypto funds using the blockchain

Funds move directly

Pay.so does not touch or hold funds, instead relying on regulated partners and proven blockchain technology.

Private keys are private

Only you can reveal private keys. This eliminates the risk of it inadvertently being shared, and saves you having to worry about keeping it safe.

Perfect for transfers between $1,500 and $150,000

Pay.so charges 0% fees for the receiver, so you don't take any loss on high value transactions. Check out our full pricing.

A table demonstrating how Cheq compares with other services. Stripe is used for fiat to fiat payments, Wise is used for fiat to fiat transfers. Coinbase is used for crypto to crypto transfers. Cheq is used for crypto to fiat transfers.

Cheq FAQs

What’s important to you?

Fees

Receiving funds through Pay.so is free. Sending crypto is also free.

Only sending crypto directly to a bank account incurs a charge of under 1%, payable by the sender.

Check out our full pricing page.

Integrations

Pay.so has a simple API that allows partners to build powerful payment platforms.

Additionally, for customers most interested in accepting crypto, we have a Zapier integration so you can track payments in over 4000+ applications including Google Sheets.

Infrastructure

Under the hood, your payments are made just like a standard crypto transfer, with all the speed and security you are already used to.

Pay.so adds and easy-to-use user interface to make transfers easy and accessible to everyone, as well as adding useful tools like integrations and notifications.

Ease of use

The Pay.so crypto-to-bank payment flow requires no interaction with the platform. Just set it up once and you'll soon be receiving transfers directly into your bank account.

Customer Support

Cheq has dedicated human support for every user available through live chat or email.

Developers can book calls with technical members of the Pay.so team to get hands on help with their integration in one click from inside the 'Developers' section of the app.

Currencies

On the receiving side, Pay.so can perform payouts to bank accounts in nearly every country worldwide, in USD, MXN, BRL, AUD, and EUR.

On the sending side, Pay.so can accept USDC on the Polygon or Ethereum chains, and USDT on the Ethereum chain.

Security

Pay.so cannot touch your funds at rest or in transit. Funds flow directly from the customer to the merchant, through the same mechanism all crypto transfers go through.

By not interfering with the usual transfer mechanism, you can be sure that your funds are going to arrive safely like the millions of other transfers that are sent every day.

KYC Checks

KYC is not enforced by default unless you want to connect a Pay.so account to a partner that requires KYC.

If you are asked to perform KYC, it is a straightforward process where you provide a scan of your government issued ID and a facial scan. Results are usually returned within an hour.

Fraud

Crypto transactions are usually anonymous, making fraud a commonplace issue.

Cheq conducts wallet address screening with Chainalysis on all wallets that interact with the platform, and asks for KYC from active merchants to minimise the likelihood of fraudulent behaviour on the platform.

Use Cases

Pay.so is a powerful platform that can be used for a variety of use-cases.

Our crypto-acceptance features are used by NFT marketplaces, SaaS businesses, startups raising funding, and events companies selling conference tickets.

Our crypto-payouts features have won the backing of the leading global payroll companies.

Developer Tools

If you like Stripe, you'll love Pay.so.

Our API is built with the same principles in mind, making moving money easy.

Because crypto is inherently programmable, the integration is much easier than you think. Plus, you can book time with our tech team to get free hands on help with your integration.

Uptime

Payment flows have to be robust and always available.

Pay.so has a best in class 99.99% uptime record. Because the blockchain provides the core of our infrastructure, we are runnning on the world's most battle tested payment rails.

Customers already trusting Pay.so

Pay.so made it possible for us to lead by example and accept crypto for our web3 event. Additionally, the fact that they don’t charge a transaction fee meant more budget to put on an amazing experience for our guests.

Image of Henry Horsefall, Zebu Live CEO and cheq customer

Henry Horsefall

Founder and CEO, Zebu Live

My client doesn't usually pay in crypto, so sharing a Pay.so link with them made life much easier. They were able to pay with confidence, and I received my funds instantly to my MetaMask wallet which I immediately cashed out to Binance with no extra fee.

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Antonio Garcia

Upwork Freelancer

Pay.so allowed me to accept USDC like a business. My investors loved the experience, giving them confidence when transferring large sums of money.

Elias Simos

Founder & CEO, Rated Labs

Around half of our sales are made with crypto. Without Pay.so we'd have to either only support credit card or put up with expensive fees and a sub-standard crypto checkout process.

Image of Augustinas Malinauskas, Cheq user for Verse

Augustinas Malinauskas

Co-Founder & CTO, Verse

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