They send crypto.
You receive USD.
Payments arrive straight to your bank account, no crypto wallet required.



Why Pay.so?
Be a preferred vendor to web3 companies and DAOs
Access the $20bn raised by web3 organisations in crypto, while you just receive bank transfers as usual. No fees to receive.

ORDER + GAS PRICE
$65.98
FEE
$0
TOTAL
$65.98
aygideon14@gmail.com just paid you $14 in USDC
April 12, 2021 3:46PM
CUSTOMER
(cj@unplug.wtf)
2 Gail Lane, Georgetown, 40324 United States
SUBTOTAL
$2500
TAX (20%)
$500
TOTAL
$3000
Where would you like to cashout to?
For your business
Accept crypto without touching crypto
Never touch crypto
Your customers send cypto, but you will just receive a bank transfer.
No accounting headache
Your finance team will love Pay.so. They never have to see a crypto symbol whatsoever.
Super easy
You don't have to have any crypto knowledge to use Pay.so. Just set it up and forget about it.
For your customers
Let your customers use their crypto treasury

Safe checkout experience
It shouldn't be scary to pay you. Pay.so provides a crypto-payment experience to your customers that feels as clean as a best-in-class fiat checkout and minimises mistakes.
Puts crypto to work
Your customers have raised large sums of crypto, waiting to be used.
No FX costs
International web3 companies appreciate not having to pay FX fees to an old-school banking system.
Win web3 business
Crypto companies want to work with businesses that get what they do. Get noticed by bigger players in the space by accepting the tech they are building on.
Perfect for transfers between $1,500 and $150,000
Pay.so charges 0% fees for the receiver, so you don't take any loss on high value transactions. Check out our full pricing.

What else can Pay.so do?
Our full range of products
Pay.so FAQs
What’s important to you?
Fees
Receiving funds through Pay.so is free. Sending crypto is also free.
Only sending crypto directly to a bank account incurs a charge of under 1%, payable by the sender.
Check out our full pricing page.
Integrations
Pay.so has a simple API that allows partners to build powerful payment platforms.
Additionally, for customers most interested in accepting crypto, we have a Zapier integration so you can track payments in over 4000+ applications including Google Sheets.
Infrastructure
Under the hood, your payments are made just like a standard crypto transfer, with all the speed and security you are already used to.
Pay.so adds and easy-to-use user interface to make transfers easy and accessible to everyone, as well as adding useful tools like integrations and notifications.
Ease of use
The Pay.so crypto-to-bank payment flow requires no interaction with the platform. Just set it up once and you'll soon be receiving transfers directly into your bank account.
Customer Support
Cheq has dedicated human support for every user available through live chat or email.
Developers can book calls with technical members of the Pay.so team to get hands on help with their integration in one click from inside the 'Developers' section of the app.
Currencies
On the receiving side, Pay.so can perform payouts to bank accounts in nearly every country worldwide, in USD, MXN, BRL, AUD, and EUR.
On the sending side, Pay.so can accept USDC on the Polygon or Ethereum chains, and USDT on the Ethereum chain.
Security
Pay.so cannot touch your funds at rest or in transit. Funds flow directly from the customer to the merchant, through the same mechanism all crypto transfers go through.
By not interfering with the usual transfer mechanism, you can be sure that your funds are going to arrive safely like the millions of other transfers that are sent every day.
KYC Checks
KYC is not enforced by default unless you want to connect a Pay.so account to a partner that requires KYC.
If you are asked to perform KYC, it is a straightforward process where you provide a scan of your government issued ID and a facial scan. Results are usually returned within an hour.
Fraud
Crypto transactions are usually anonymous, making fraud a commonplace issue.
Cheq conducts wallet address screening with Chainalysis on all wallets that interact with the platform, and asks for KYC from active merchants to minimise the likelihood of fraudulent behaviour on the platform.
Use Cases
Pay.so is a powerful platform that can be used for a variety of use-cases.
Our crypto-acceptance features are used by NFT marketplaces, SaaS businesses, startups raising funding, and events companies selling conference tickets.
Our crypto-payouts features have won the backing of the leading global payroll companies.
Developer Tools
If you like Stripe, you'll love Pay.so.
Our API is built with the same principles in mind, making moving money easy.
Because crypto is inherently programmable, the integration is much easier than you think. Plus, you can book time with our tech team to get free hands on help with your integration.
Uptime
Payment flows have to be robust and always available.
Pay.so has a best in class 99.99% uptime record. Because the blockchain provides the core of our infrastructure, we are runnning on the world's most battle tested payment rails.